Car finance means a lender has agreed, in principle, to lend you an amount of money towards the purchase of your new car but hasn't proceeded to a full or final approval. Car loan finance helps to give you a “price ceiling” to know the maximum that you can spend on your new car.

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Car finance in Kirrawee NSW

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Frequently Asked Questions

What is Car Finance?

How do I apply for a Car Loan?

How do interest rates work with Car Finance?

Car finance interest rates are very similar to finance you will get with a home loan. Additionally, there are two different types of car loan interest rates: fixed and variable. Here’s how they work:

Fixed interest: A fixed rate loan has the same interest rate for the entirety of the borrowing period, allowing you to get a clear view of what your repayments could look like.
Variable interest: This means that the interest rate for your car loan could either increase or decrease at your lender’s discretion, and therefore increase or decrease your interest repayments accordingly.